Saving money in 2022 can be challenging. But there are proven ways to cut your expenses that still work if you are willing to try and don’t quit.
Doesn’t matter your context nobody would mind having more money. But still many of us lack that discipline to put money apart and to live on a certain budget. That’s why we put together a short map with categories of expenses and useful examples to cut them. Having this map in mind you can easily frame new savings tips.
Ready to start? Let’s go.
1. Food
We spend lots of money on our daily meals so cutting the costs can increase our savings (which can be used in better ways).
The first thing you have to do is to make cooking at home cool again. You can find lots of recipes for your needs. There are quick meals that can be done in no time it just requires your intention and practice. You can try planning your meals for a whole week and make groceries shopping based on that, in this way you have more control (there is always something you need to buy instantly when cooking) on the food spending.
If you live with your friends try to share the meals and make common shopping for them. If you have kids don’t go shopping with them and let your kids at home with your spouse. Simple ideas that can bring you more money.
2. Transportation
There are two ways to increase your economy in terms of transportation. First, don’t invest too much money in buying a car. Over time a car value depreciates. Even after a year of using it. It’s not like a house, apartment, or other assets. So why wouldn’t you buy a secondhand car? There will be many repairers needed anyway.
Second, avoid using your car when possible. Sometimes is not even rentable to use your can in terms of time. Maybe you can get somewhere faster with public transportation. Maybe you’re living in a big city and the afternoon is simply faster and cheaper to use the metro or a bus. Try to use a bicycle in this way you save money and do sport simultaneously. Or commonly use an electronic scooter.
3. Clothes
If we are careful to not use the same ones too often and wash them properly we can increase their life cycle. So, prevention would be one way to save more money.
Another way is to buy non-brand products or less expansive brands. Who do you want to impress? The most important thing is that you feel good wearing those clothes, not other people`s opinions. If you can find something that you like, at good quality and a better price go get it! Avoid buying something just because it has a discount and tries secondhand shops, some of them have good quality.
4. Health
Health is wealth. If prevention is increasing the use of clothes, just think how much is valued to our health. Especially if we think about teeth health. Eating less sugar and a good teeth care routine can save lots of money.
Natural cures and treatment can also help a lot. Natural treatments are less expensive and some are doing a great job. Though sometimes it can take more time for healing. Not all natural cures are good, but there are some from our grandparents that still work, and you can prepare them at home. These are especially good for prevention.
5. Entertainment
Planning is key for creating fun experiences. Honestly, the funniest moments happen without planning, but still for expensive activities such as vacations planning can help you spend less. So, book your flight in advance and book early the accommodation too.
Try travel with friends in this way you spend less than going on a vacation just with your partner. We are always looking for new places that are close or far away from us. And we often forgot about the beautiful places we got in our country and local area. I’m sure you haven’t seen them all, so why not check some new places that are nearer to you? And traveling is just one activity for having fun, there are many other activities and options that you can take.
Before you leave
These five categories are easier to influence and to cut them as much as possible. So why wouldn’t you start saving towards your goal in these categories? Further, you can deepen in more serious categories.
